Having debts and staying alive with subtlety

Yes, I would like to put it into record that I am such a BEGGAR nowadays.
I know it sounds too redundant being born poor in a thrid world countrybut since I went to Davao for the CropSci convention, and Chinatown (Bamboo shoot and Chili garlic)-MOA(Sale gawd S-A-L-E); I have incurred some debt and a long list of "spendeture" that should have been placed in the bank or somewhere worthwhile. Even though it's for life sustenance and lifestyle indulgence, IT IS STILL A CAPITAL SIN for a poor man like me.

So you may be curious on how I get by while still giving money to teh family? We'll here are some of tips on being tacky and thrift with subtle tone:

1.Know your debts and limit- it is always nice a must to know your limit from the start so you'll know how to make the action plan; Now I owe Php 5,200 from the institute (excess of allowance in Davao) and Php 2,000 pesos from a friend, I am giving my family Php 5,000 and I have to pay Php 2, 000 to the monthly save-up, Dorm is Php 1300, and a monthly income of Php 10,00 plus;

2. Make an action plan-This requires you to plan you daily spending limit as low as you can and stick with it as much as possible. Mine is 200 pesos a day.

3.Never say no to parties- I am working in a very Filipino research institute even though it is considered international (more than half are Filipino workers); the woes of it will be a part of a different entry but one of the perks is that there will always be parties and people will be giving you free food from a simple chicha to a whole meal. Don't be such a glutton and always say: "Thank you very much";

4.Save you waded bills and loose changes- You'll always have a 20 or 5 pesos in your pocket a day. Place it in a can or box and don't ever spend it as much as possible. When it's filled, place it on the bank. This acts like another save-up opportunity for you.
Say a really definite date- in which you could realy pay-up. Not only do save you’re credibility but also saves you from a lot of stress.

6.Don't ever use your friends and foes, REALLY! - Don't ever think of becoming such an A** and use you connections just like a leech. You're technically a parasite but don't over do it. Have some pride man!

7.When everything else is over- still continue being such a thrift but increase a bit the limit (only up to 10%) and then the save up money will still be guarantee for your safety/fall back. This also serves as an exercise that will instill discipline in you insatiable self.